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Savings & CD Products

It's important to start a savings plan early, and now is the perfect time. With a Savings Account or Certificate of Deposit at First Federal you can begin saving for that car, college, vacation, wedding, new home or whatever your future holds.

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Savings Account Options

Regular Savings

  • Easy to open with as little as $10
  • Daily compounding
  • Unlimited over the counter deposits and withdrawals.


Smart Saver

  • Easy to open with as little as $100
  • Online account access required through Online Banking
  • Exclusive account with tiered interest rate
  • Daily Compounding
  • Unlimited over-the-counter deposits and withdrawals

Money Market

Earn interest on your savings while maintaining easy to access to your funds. 

  • $2,500 minimum opening deposit
  • Complimentary checks
  • Tiered interest-rates
  • Unlimited deposits
  • Minimum withdrawal of $300


Super Saver

  • Easy to open with a minimum of $5,000
  • Tiered interest-rates
  • Daily compounding
  • Unlimited over the counter deposits and withdrawals

IRAs and Certificates of Deposit

Individual Retirement Account (IRA)

There is no time like the present to start saving for your retirement. An IRA Saving Account or IRA Certificate (CD) is a long-term savings plan that allows for tax-deferred growth (in a traditional IRA) or tax-free growth (in a Roth IRA). Your self-directed IRA investment is insured separately from your other First Federal Savings Bank deposits up to $250,000. For more information on Retirement Accounts visit or call your local FFSB branch office. 

Looking for more retirement planning advice? Visit First Fed Insurance Agency, Inc.

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Certificates of Deposit (CDs)

First Federal Savings Bank offers a variety of Certificate of Deposit (CD) choices. For the customer wanting to save money, without needing immediate access, CDs offer a choice in the term of the investment and provide some of the best rates we have to offer. Minimum investment amounts range from $1,000 to $2,500 on regular and special CDs, and $50,000 to $100,000 on Mini-Jumbo and Jumbo certificates. Call your local branch office today and speak with one of our friendly Customer Service Representatives for complete details.

Open a CD Now!


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Call Us 1-800-443-8780

Routing Number: 271972912

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