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Mortgage Loans

Your home is our top priority. Apply online, in minutes, with Loan Valet®

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First Federal Savings Bank is a leader in home loan financing. We offer a wide variety of programs to meet the needs of every homeowner. 

Our experienced loan officers are ready to assist you, and our Loan Valet® website offers top of industry technology to make the home loan process quick and easy.

Home Purchase

Embrace Homeownership with First Federal Savings Bank.

We offer:

  • Conventional Mortgage Loans
    • Fixed- Rate Loans
    • Adjustable- Rate Loans
  • Government Mortgage Loans
    • FHA
    • VA
    • USDA
  • Jumbo Mortgage Loans
    • Fixed-Rate Loans
    • Adjustable-Rate Loans
  • First Time Home Buyer Grants and Programs

Get Started on your home purchase

Find a Loan Officer

Home Refinance

We offer refinancing solutions to help meet your financial goals.

Refinancing your mortgage could help you:

  • Shorten your term
  • Lower your interest rate
  • Consolidate debt
  • Borrow additional funds (cash out)

Get started on your home refinance

Find a Loan Officer

Home Building

Bring your vision to life with First Federal Savings Bank.

We offer:

  • Rate lock - at application for the life of your loan
  • Single close - pay only one set of closing costs
  • Automatic conversion to permanent financing
  • Interest only payments during the construction phase

Visit our Construction Lending Guide

Get started on building your home

 Find a Loan Officer

Have questions about the home loan process before you get started?
Request a Consultation


Home Equity Line of Credit (HELOC)

Enjoy the flexibility of a home equity line of credit so you can borrow what you need, when you need it.

  • Easy access to funds
    • HELOC Access Card
    • Simply write a check
  • Low monthly payments
  • Flexible terms
  • Funds can be used/reused like a credit card
  • Variable interest rate

Get started on your HELOC

Find a Loan Officer

Fixed Home Equity Loan

Do you have a specific need in mind? Lock in the benefits of a fixed rate and payment.

  • Low fixed interest rate for the life of the loan
  • Fixed payment amount for a set repayment term
  • Fixed repayment terms with various repayment periods

Get started on your Fixed Home Equity Loan

Find a Loan Officer




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Meet your new virtual loan assistant! By applying for your next home loan through Loan Valet, you can manage your application when you want, where you want and how you want. New technology. Better experience.

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All loans are subject to credit and underwriting approval. Certain fees, restrictions and property limitations may apply. Loan Valet is a registered trademark of First Federal Savings Bank


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Call Us 1-800-443-8780

Routing Number: 271972912

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