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Mortgage Loans

Your home is our top priority. Apply online, in minutes, with Loan Valet®

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First Federal Savings Bank Bank is a leader in home loan financing. We offer a wide variety of programs to meet the needs of every homeowner. 

Our experienced loan officers are ready to assist you, and our Loan Valet® website offers top of industry technology to make the home loan process quick and easy.

Home Purchase

Embrace Homeownership with First Federal Savings Bank.

We offer:

  • Conventional Mortgage Loans
    • Fixed- Rate Loans
    • Adjustable- Rate Loans
  • Government Mortgage Loans
    • FHA
    • VA
    • USDA
  • Jumbo Mortgage Loans
    • Fixed-Rate Loans
    • Adjustable-Rate Loans
  • First Time Home Buyer Grants and Programs

Get Started on your home purchase

Find a Loan Officer

Home Refinance

We offer refinancing solutions to help meet your financial goals.

Refinancing your mortgage could help you:

  • Shorten your term
  • Lower your interest rate
  • Consolidate debt
  • Borrow additional funds (cash out)

Get started on your home refinance

Find a Loan Officer

Home Building

Bring your vision to life with First Federal Savings Bank.

We offer:

  • Rate lock - at application for the life of your loan
  • Single close - pay only one set of closing costs
  • Automatic conversion to permanent financing
  • Interest only payments during the construction phase

Visit our Construction Lending Guide

Get started on building your home

 Find a Loan Officer

Have questions about the home loan process before you get started?
Request a Consultation

 

Home Equity Line of Credit (HELOC)

Enjoy the flexibility of a home equity line of credit so you can borrow what you need, when you need it.

  • Easy access to funds
    • Simply write a check or swipe a debit card 
  • Low monthly payments
  • Flexible terms
  • Funds can be used/reused like to a credit card
  • Variable interest rate

Get started on your HELOC

Find a Loan Officer

Fixed Home Equity Loan

Do you have a specific need in mind? Lock in the benefits of a fixed rate and payment.

  • Low fixed interest rate for the life of the loan
  • Fixed payment amount for a set repayment term
  • Fixed repayment terms with various repayment periods

Get started on your Fixed Home Equity Loan

Find a Loan Officer

 

FIND OUT HOW MUCH YOU CAN AFFORD

 

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All loans are subject to credit and underwriting approval. Certain fees, restrictions and property limitations may apply. Loan Valet is a registered trademark of First Federal Savings Bank

 

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Questions?

We are here to help you!

Visit Us

Email Us

Call Us 1-800-443-8780

Routing Number: 271972912

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