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Other Services

Here are some of the additional services available to our valued customers.

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Direct Deposit

For Social Security, Pension payments or Payroll checks, Direct Deposit gets your money to the bank when you need it. Signing up is simple. Peace of mind has never been so easy.


  • No need to wait for the mail
  • No rush to the bank to deposit your check
  • Funds available the morning of your deposit, so you can access them immediately
  • Electronically deposited, for your safety and convenience

Overdraft Protection

Avoid paying costly overdraft charges for good. Overdraft protection provides you with the peace of mind that checks will not bounce or be returned. When you link an account with a minimum balance of $500 to your primary checking account, funds will automatically transfer to cover an unfortunate overdraft situation. Contact us to sign up for Overdraft Protection today!

No Worries

  • Avoid bounced checks with automatic transfers
  • Low fee of $5.00 per transfer
  • Links your Savings Account, Smart Saver Account, Super Saver Account, Money Market Account, or another Checking Account to help cover the amount of checks written.

Debit Cards

With a First Federal Visa® Debit Card, convenience takes on a new meaning. Pay for purchases, write fewer checks, access your cash, and carry less cash, for your safety. Also, with the Visa® Debit Card, make purchases wherever Visa® is accepted, without building up a monthly credit card balance.


  • 24-hour access to your money!
  • No annual fees…to save you money.
  • Link Checking and Savings Accounts for easy transfers and withdrawals
  • Free transactions at all FFSB ATM's.
  • Worldwide access, through the VISA® Network.
  • Opt in to authorize and pay overdrafts on ATM and everyday debit card transactions.

Register for Fraud Text Alerts Apply Now

*Visa is a registered trademark of Visa International Services Association. 

Round Up

Round Up

Small changes lead to BIG savings. Grow your savings effortlessly by enrolling in our Round Up Savings program. We'll automatically round up your purchase to the nearest dollar and deposit that extra change into your savings account! Enroll in Round Up Savings Today!

Enroll Now!


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Call Us 1-800-443-8780

Routing Number: 271972912

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