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Terms, Conditions, and Disclaimers

The following are First Federal Savings Bank’s terms, conditions, and disclaimers. By accessing this web site, you agree to be bound without modification to all of the following terms, conditions and notices. 

First Federal Savings Bank has made every effort to provide accurate and timely information. However, due to the possibility of technical inaccuracies, typographical errors, as well as other factors, First Federal Savings Bank cannot be held responsible for any errors or omissions. First Federal Savings Bank shall not be liable under any circumstances to user and/or any third party for any direct, indirect, consequential, incidental, punitive, or exemplary damages, including lost profits (even if we are advised of the possibility) arising in any way from the information contained in this web site. First Federal Saving Bank is not liable for any damages or losses that may be caused to any equipment and other software due to any viruses, defects or malfunctions in connection with access or use of this web site. The information published on this site is provided as a convenience to visitors and is for informational purposes only. If you need specific details about any information contained in our site, you should contact First Federal Savings Bank by email or call 800-443-8780. 

The products and services described on this web site are available only in the United States. Products and services are not available in all geographic areas. The product and services and the applicable terms and conditions may change at any time.

First Federal Savings Bank reserves the right to change these web site rules and modify the contents of this web site without notice.

Other Sites

This web site may contain links to other sites on the Internet. Links to other sites are provided for your convenience and are not under the control of First Federal Savings Bank. Such links do not imply First Federal Savings Bank’s approval or endorsement of that site or its products or advertisements. Access to any other web sites linked to this site is at the user’s own risk. 

Links to this web site are not permitted without the prior consent of First Federal Savings Bank.


Product information contained on the First Federal Savings Bank web site does not take the place of required disclosures. For appropriate disclosures on personal and loan accounts required under applicable federal and state regulations, please contact us at 800-443-8780.

Warranty Exclusions

First Federal Savings Bank makes no warranties or representations as to the accuracy or completeness of the information contained on this web site. Products and services are provided “as is” and “as available” without any warranty of any kind, either expressed or implied.

By transmitting information through this web site, you accept the risk that the information you transmit to us and any information that we transmit to you may be intercepted by third parties.


This web site contains calculators provided as a service to users, for educational purposes only.
First Federal Savings Bank does not guarantee the accuracy of these calculators and their applicability to your circumstances. First Federal Savings Bank is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of the use of such calculators.


Email messages sent to First Federal Savings Bank may not be secure. We recommend that you do not use email to send us confidential information. Please call us at 800-443-8780. If you choose to send any confidential information to us via email, you accept the risk that this information may be intercepted by a third party.


The contents contained within this web site are the property of First Federal Savings Bank. Users are prohibited from modifying, copying, downloading, publishing, or transferring without permission of First Federal Savings Bank.

Phone 1 (800) 443-8780

First Federal Savings Bank
633 LaSalle St
Ottawa, IL 61350


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Call Us 1-800-443-8780

Routing Number: 271972912

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