Internet Explorer 11 is outdated.   For improved security and optimized performance we highly recommend upgrading your browser. ChromeFirefoxEdge

Checking Accounts

One of the most important accounts you can have is a checking account. First Federal Savings Bank knows that when it comes to a checking account, customers want an account that is hassle free. We make it easy, no matter how busy your life gets. For more information, or to open a checking account, please contact your nearest First Federal Savings Bank branch.

Contact us

Everyday Accounts
Not sure which account is right for you ? We're here to help.

Contact Us

  *Most Popular*    
Student Checking Lifestyle Checking Select Checking Standard Checking
The perfect account to help students, up through age 24, get their financial lives off to a great start. A modern account for how you really live. Flexible and on the go for your busy lifestyle. Looking to earn interest? Choose this account for all the features you want, plus a little extra. Keep it simple with that basic account. Have a direct deposit? Ask about how you can benefit.
Contact Us to Open Contact Us to Open Contact Us to Open Contact Us to Open
  • $100 Minimum Opening Deposit
  • No Balance Requirements
  • No Monthly Service Fee
  • $25 Minimum Opening Deposit
  • No Balance Requirement
  • No Monthly Service Fee
  • ATM Fee Refunds
  • $100 Minimum Opening Deposit
  • Minimum Balance Requirements May Apply
  • Earns Interest
  • $100 Minimum Opening Deposit
  • Minimum Balance Requirements May Apply
  • Accepts Direct Deposit
 

Let's take a closer look at your options.

 Student CheckingLifestyle Checking

Select
Checking

Standard
Checking

Minimum Opening Balance

$100

 $25

 $100 $100
Daily Balance $0.00 $0.00 $2,000* $1,000*
Electronic Statements Required Required Available at no cost Available at no cost

Paper Statements

N/A

N/A

$2-3 per cycle

$2-3 per cycle

Earns Interest

None

None

Yes

None

ATM Fees

Not Covered

Up to $6 per cycle

Not Covered

Not Covered

Online & Mobile Banking

Available at no cost

Required

Available at no cost

Available at no cost

Debit Card

At least 1 transaction per cycle

At least 10 transactions per cycle

Available

Available

Personal Checks

Available for a fee

Up to 25 complimentary checks

Available for a fee

Available for a fee

Monthly Maintenance Fee*
If requirements are not met
$0.00 $0.00 $15.00 $12.00
Requirements Ages 14-17 require a parent or guardian as joint owner. Requires all e-services plus minimum debit card usage. Maintain minimum daily balance of $2,000 a monthly direct deposit of at least $500, a customer balance of $10,000 or a household balance of $25,000 in selected accounts.  Maintain minimum daily balance of $1,000, a monthly direct deposit of at least $500, a customer balance of $5,000 or a household balance of $10,000 in select accounts.
  Learn More Learn More Learn More Learn More

Specialty Accounts

HSA Checking

A Health Savings Account checking keeps customers with a high deductible health plan a step ahead in paying for qualified medical expenses. 
  • Low minimum deposit of $100 to open the account
  • Low daily balance requirements
  • Interest earned on any balance
  • Complimentary HSA Visa® Debit Card offers a convenient way to pay to doctor's fees, prescriptions and other medical expenses.

Learn More

Community Checking

Community Checking, the perfect account for organizations, associations, clubs, benefit accounts, and others. Talk to your FFSB Customer Service Representative for details.
$10 Monthly Service Fee waived with:
  • Minimum daily balance of $1,500
  • eStatements required
  • Debit card available
  • Unlimited deposits and check writing

Money Market

Earn interest on your savings while maintaining easy to access to your funds. 
  • $2,500 minimum opening deposit
  • Complimentary checks
  • Tiered Interest-rates
  • Unlimited deposits
  • Minimum withdrawal of $300

Grid Links

Go to Top

Questions?

We are here to help you!

Visit Us

Email Us

Call Us 1-800-443-8780

Routing Number: 271972912

Adjust Font Size

Increase Font Size
Decrease Font Size
Reset Font Size