Online Accounts

Lifestyle Checking

A modern account for how you really live. Flexible and on the go for your busy lifestyle.

• Low minimum deposit of $25 to open the account
• No balance requirements
• No monthly service fee
• ATM Fee Refunds

I'm ready to open my Lifestyle Checking!

Select Checking

Looking to earn interest! Choose this account to all the features you want plus a little extra.

• Minimum deposit of $100 to open the account
• $15 Monthly Service Fee waived with:
  • Minimum daily balance of $2,000, OR
  • a monthly direct deposit of at least $500
• Earns interest

I'm ready to open my Select Checking!

Money Market

Earn interest on your savings while maintaining easy access to your funds. 

• Easy to open with a minimum of $2,500
• Complimentary checks
• Tiered interest rates
• Unlimited deposits
• Minimum withdrawal of $300

I'm ready to open my Money Market!

Regular Savings

• Easy to open with a minimum of $10
• Earns interest
• Daily compounding
• Unlimited over-the-counter deposits and withdrawals

I'm ready to open my Regular Savings!

Certificates of Deposit (CDs)

First Federal Savings Bank offers a variety of Certificate of Deposit (CD) choices. For the customer wanting to save money, without needing immediate access, CDs offer a choice in the term of the investment and provide some of the best rates we have to offer.

Compounding and Annual Percentage Yield
Interest is calculated using the daily balance method based on a 365/365 day year or 366/366 day year in leap year. The Annual Percentage Yield (APY) assumes interest will remain on deposit for a full year. A withdrawal of interest will reduce earnings.

Penalty
Certificates are subject to penalties for early withdrawal of principal prior to the maturity date. The penalty on Certificates with a term of 1 year or less is 90 days of interest on the amount withdrawn. The penalty on Jumbo Certificates and Certificates with a term greater than 1 year is 180 days of interest on the amount withdrawn.

Auto-Renewable
All Certificates are auto-renewable at the interest rate in effect on the renewal date. The Jumbo CD is not auto-renewable and will cease to earn interest after maturity.