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Privacy Policy

Print out Privacy Policy

Rev. 06/2020

Facts

WHAT DOES FIRST FEDERAL SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account Balances
  • Payment history and Transaction or loss history
  • Credit history and Retirement assets

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share theicustomers’ personal information; the reasons First Federal Savings Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does First Federal Savings Bank share?

Can you limit this sharing?

For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

Yes

No

For our marketing purposes-
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes-
information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes-
information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For non-affiliates to market to you

No

We don't share

Questions?

Call toll-free 800-443-8780 or go to www.ffsbweb.com 

Who we are

Who is providing this notice?

First Federal Savings Bank and its wholly owned subsidiary First Fed Insurance Agency, Inc.

What we do

How does First Federal Savings Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First Federal Savings Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Apply for a loan
  • Apply for insurance or Tell us about your investment or retirement portfolio
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include financial companies, such as our wholly owned subsidiary First Fed Insurance Agency, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • First Federal Savings Bank does not share with our nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First Federal Savings Bank doesn't jointly market.

Other important information

Special Notice for State Residents

Illinois banks and required to maintain privacy policies and practices that comply with both Section 48.1 of the Illinois Compiled Statutes 205 ILCS 5 Illinois Banking Act and the federal privacy regulations. Illinois banks are required to comply with the opt-in requirements of Section 48.1 if the information disclosed constitutes a financial record, unless an exception applies. Section 48.1(b)(15) allows banks to share financial records with commonly owned affiliates, including subsidiaries of the bank. The privacy protections in Section 48.1 are also afforded to all customers of the bank, including any person or entity  that obtains a financial product or service from the bank, for personal or business purposes regardless of whether the person establishes an ongoing relationship with the bank.

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Questions?

We are here to help you!

Visit Us

Email Us

Call Us 1-800-443-8780

Routing Number: 271972912

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