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Other Products

Here are some of the additional services available to our valued customers:

Direct Deposit


  • No need to wait for the mail
  • No rush to the bank to deposit your check
  • Funds available the morning of your deposit, so you can access them immediately
  • Electronically deposited, for your safety and convenience

For Social Security, Pension payments or Payroll checks, Direct Deposit gets your money to the bank when you need it. Signing up is simple. Visit First Federal Savings Bank  today to enroll, or ask your employer. Peace of mind has never been so easy.


Overdraft Protection


Avoid paying costly overdraft charges for good. Overdraft protection provides you with the peace of mind that checks will not bounce or be returned. When you link an account with a minimum balance of $500 to your primary checking account, funds will automatically transfer to cover an unfortunate overdraft situation. Contact us to sign up for Overdraft Protection today!

The NICE® Life


  • Program for financially successful adults
  • Banking and Travel Benefits

This exclusive Banking and Travel program offers deluxe products and services to our financially successful customers, age 40 and better. The NICE Life®, originating in 1988, has over 15,000 active members.

Debit Card



  • 24-hour access to your money!
  • No annual fees…to save you money.
  • Link Checking and Savings Accounts for easy transfers and withdrawals
  • Free transactions at all FFSB ATM's.
  • Worldwide access, through the VISA Network.
  • Opt in to authorize and pay overdrafts on ATM and everyday debit card transactions.

With a First Federal Visa Debit Card, convenience takes on a new meaning. Pay for purchases, write fewer checks, access your cash, and carry less cash, for your safety. Also, with the Visa Debit Card, make purchases wherever Visa is accepted, without building up a monthly credit card balance.

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