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Savings & CD Products

Save when you have it, have it when you need it.

First Federal believes it's important to start a savings plan early, and now is the perfect time to start. With a Savings Account at First Federal you can begin making your dreams a reality. Contact your local First Federal Savings Bank branch office today for more information.

Savings_piggy bank

Regular Savings

  • Easy to open with as little as $10
  • Daily compounding
  • Unlimited over the counter deposits and withdrawals.

Super Saver

  • Easy to open with a minimum of $5000
  • Daily compounding
  • Unlimited over the counter deposits and withdrawals

Smart Saver

  • Easy to open with as little as $100
  • Online account access required through Online Banking
  • Exclusive account with tiered interest rate
  • Daily Compounding
  • Unlimited over-the-counter deposits and withdrawals

Certificates of Deposit (CDs)

First Federal Savings Bank offers a variety of Certificate of Deposit (CD) investment choices. For the customer wanting to save money, without needing immediate access, CDs offer a choice in the term of the investment, and provide some of the best rates we have to offer! Minimum investment amounts range from $1,000 to $2,500 on regular and special CDs, and $50,000 to $100,000 on Mini-Jumbo and Jumbo rate certificates. Call your local branch office today and speak with one of our friendly Customer Service Representatives for complete rate details.

Individual Retirement Account (IRA)

There is no time like the present to start saving for your retirement. An IRA Saving Account or IRA Certificate(CD) is a long-term savings plan that allows for tax-deferred growth(in a traditional IRA) or tax-free growth(in a Roth IRA). Your self-directed IRA investment is insured separately from your other First Federal Savings Bank deposits up to $250,000. For more information on Retirement Accounts call your First Federal Savings Bank branch office, or visit First Fed Insurance Agency, Inc. for alternate retirement choices.